An image has shapes and various phrases to describe compound interest.

How Does Compound Interest Work?

Let’s take a quick walk down memory lane—to algebra class. Do you remember learning about exponential growth? You have an equation to work out, and then you map a curved line on some graph paper. It starts out low and gradual, but when it finally takes off, it skyrockets! 

If I’m sounding like Charlie Brown’s teacher right now (wa-waa-waa-waaa), hang with me. Exponential growth explains how compound interest works, and—if you use it right—this powerful formula could make you millions of dollars. I bet you’re tracking with me now!  

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A tax prep checklist and other office supplies are on a desk.

4 Tips for a Successful Meeting With Your Tax Advisor

How many of you all like to roll up your sleeves and get work done around the house? A DIY project can be fun, depending on how big the project is. Adding a fresh coat of paint to a room? Sure. Fixing a massive hole in the roof? Nope! Time to hire someone.

Doing taxes on your own can be a big DIY headache—and for most people, I recommend meeting with a tax professional. You’ll save time, money and the stress of worrying if you’ve made a mistake.

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Chris Hogan celebrates his everyday millionaires.

Celebrating Our Everyday Millionaires

It’s been a year since we launched the everyday millionaire movement.

We’re a group of people who don’t make excuses—we make progress. We overcome every obstacle that stands in our way because we know that our destiny lies in our own hands. Building wealth won’t happen overnight. It takes sacrifice, but it’s worth it. 

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A collage of people celebrating their progress on the Baby Steps.

Prepare for Retirement With the Ramsey Baby Steps

If you listen to my show, you’ve heard me say that preparing for retirement is a marathon—not a sprint. For the first few miles, I want you to create a solid financial foundation. There are some basic habits that you need to develop before you focus on investing and building wealth. Learning how to budget, paying off debt, and saving up an emergency fund come first. Then, you’ll hit your running stride and move into wealth-building mode.

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A young doctor in a clinic is holding a patient's chart.

403(b) vs. 401(k): What’s the Difference?

What pops into your head when you hear 403(b) or 401(k)? No, these aren’t droids from the latest Star Wars movie. They’re tools to help you build a solid financial future! And if you’re going to invest your hard-earned money in one of these plans, you need to fully understand how they work.   

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A stack of cryptocurrency coins.

4 Things to Know Before Investing in Cryptocurrency

Have you ever traveled in a different country? One of the first things you probably did was visit a bank and exchange your money for the local currency. A Benjamin can buy you a nice dinner in the States, but if you want to enjoy fine dining in Italy, then you’ll need some euros!

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5 Simple Habits of the Average Millionaire

Have you ever heard the one about the billionaire who lives in a modest home? Probably not, but I’m sure you know his name. It’s Warren Buffett. Yes, I said, […]

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What Is the F.I.R.E. Movement?

You’ve heard me say a million times that retirement isn’t an age—it’s a financial number. There’s no law that says you have to work until you’re 65. That’s a myth. […]

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2019 Best Cities to Retire

I talk to a lot of people around the country about how to live out their retirement dreams. Whether your retirement is years away or right around the corner, knowing […]

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What is Keeping the Middle Class From Becoming Millionaires?

Middle-Class Millionaire. No, that’s not a typo. And it’s not a myth or a fairy tale. A middle-class millionaire is a real thing—or, rather, a real person just like you […]

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