Articles

Finances After the Unexpected: Divorce, Remarriage and Death

You’re on the road to financial independence. You’ve paid off your consumer debt. You’ve got money in an emergency fund. You’re putting money away in your 401(k). You’re set. And then life happens. Sometimes good and sometimes bad, life’s curve balls can throw your retirement planning into chaos. You’re not alone. Lots of people experience […]

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4 Ways to be a Financial Mentor

When you experience the freedom and joy that comes from winning with money, you’ll naturally talk about it. You’ll want to pass along what you’ve learned, especially when you know you can help the people you care about. Before you put on that teacher’s hat, you need to decide what mentoring means for you. What […]

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How Your DISC Personality Influences Your Investing

Here at Ramsey Solutions, we use the DISC personality profile as a part of our interview process and everyday work. It’s a simple way to learn how people are wired, how they process information, how they think, and even how they communicate. The profile focuses on four ways of relating to the world: Decisive (D)—Hard-chargers […]

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Am I On Track for Retirement? Milestones for Every Generation

Because building wealth is a marathon, staying focused for decades can feel daunting and discouraging. The finish line feels distant, so it’s easy to get distracted by other pressing financial needs. To stay focused, it’s helpful to have milestones to look at—markers to track your progress and keep you motivated. Below are some markers you […]

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Investing Q&A with Chris Hogan

Life on the road doesn’t give me much time to respond to the questions people ask me online. Fortunately, things slow down a little bit during the summer. It seemed like the perfect time to stop, take a breath, and answer some of the most common questions I get asked. Q: Does my spouse need […]

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How to Enjoy Retirement: Are You Preparing Well?

Even if you’re young and just starting out in your career, you want to be able to retire sooner rather later. Of course! Who wouldn’t? Here’s the problem: You still need money to live on after you say goodbye to the working world. That’s why it’s so important to think now about what you want […]

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6 Steps for Enjoying Retirement With a Small Nest Egg

You don’t need millions in the bank to live on your terms. You dreamed of a great retirement. Maybe you were going to travel the world—or at least the United States. Perhaps you planned to volunteer for that cause you’re passionate about. Or you wanted to give lavishly to your family. And then life got […]

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Letter From Your Future Self to You

Not too long ago, I wondered what I would tell my younger self about money. Here’s what I came up with. Maybe it’ll resonate with you, too. Alright, Hogan, listen up! Before your life takes off, you need to know some stuff that could radically change your future. First, Mama Hogan was right—about a lot. […]

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How to Take Money Out of Retirement Accounts

Congratulations! You’ve reached that retirement milestone, and you’re able to live on your own terms! You can finally say goodbye to the daily grind and do what you’ve always wanted. Now what? The next hurdle is figuring out the process for taking money out of those investing accounts you’ve been growing over time. I know […]

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3 Ways to Gain an Extra $145,000 for Retirement

If saving money for retirement was easy, then everyone would be a millionaire overnight. The truth is, it takes patience, determination and sacrifice. And a lot of hard work. I know what you’re thinking: I don’t have time to work on my retirement. I get that. Some of you are working two jobs already and […]

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