A collage of people celebrating their progress on the Baby Steps.

Prepare for Retirement With the Ramsey Baby Steps

If you listen to my show, you’ve heard me say that preparing for retirement is a marathon—not a sprint. For the first few miles, I want you to create a solid financial foundation. There are some basic habits that you need to develop before you focus on investing and building wealth. Learning how to budget, paying off debt, and saving up an emergency fund come first. Then, you’ll hit your running stride and move into wealth-building mode.

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A young doctor in a clinic is holding a patient's chart.

403(b) vs. 401(k): What’s the Difference?

What pops into your head when you hear 403(b) or 401(k)? No, these aren’t droids from the latest Star Wars movie. They’re tools to help you build a solid financial future! And if you’re going to invest your hard-earned money in one of these plans, you need to fully understand how they work.   

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A stack of cryptocurrency coins.

4 Things to Know Before Investing in Cryptocurrency

Have you ever traveled in a different country? One of the first things you probably did was visit a bank and exchange your money for the local currency. A Benjamin can buy you a nice dinner in the States, but if you want to enjoy fine dining in Italy, then you’ll need some euros!

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5 Simple Habits of the Average Millionaire

Have you ever heard the one about the billionaire who lives in a modest home? Probably not, but I’m sure you know his name. It’s Warren Buffett. Yes, I said, […]

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What Is the F.I.R.E. Movement?

You’ve heard me say a million times that retirement isn’t an age—it’s a financial number. There’s no law that says you have to work until you’re 65. That’s a myth. […]

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2019 Best Cities to Retire

I talk to a lot of people around the country about how to live out their retirement dreams. Whether your retirement is years away or right around the corner, knowing […]

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What is Keeping the Middle Class From Becoming Millionaires?

Middle-Class Millionaire. No, that’s not a typo. And it’s not a myth or a fairy tale. A middle-class millionaire is a real thing—or, rather, a real person just like you […]

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How Many Millionaires Actually Inherited Their Wealth?

Just because you believe something doesn’t make it true. For example, I can believe I’m a better football player than anyone in the NFL, but that doesn’t mean I am […]

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How to Become an Everyday Millionaire

I have great news: the American Dream is alive and well! And it’s not just available to people born into rich families or people who win the lottery. You can […]

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Millionaire Spotlight: How One Man Turned His Life Around With $50

Sometimes we all need a little help from our friends. That’s why I want you to hear from Hector, one of the VIPs who called The Chris Hogan Show to […]

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