4 Lessons From My Million-Dollar Investing Mistake
I’ve done my share of stupid things. That’s one of the reasons I’m so passionate about helping people. I want them to avoid mistakes and poor decisions that could trip […]
Investing Basics
Investing 101: How to Start Investing
Welcome to Investing 101! You’ve come to the right place for the right information on investing basics. Before we start, I want you to hear me say this: The world […]
Diversification: A Secret Weapon of Wealth-Building
“Diversification, along with other financial instrumentation, will allow allocation of capital along the market continuum while improving earning levels when investing conditions lack equilibrium . . .” Did that make […]
The Best Questions to Ask Your Financial Advisor
When did you last check in with your financial advisor? Six months ago? A year ago? Longer? If it’s been a while, listen up: Your wealth-building isn’t something to put […]
Roth IRA vs. 401(k): Which Is Better for You?
The Roth IRA and 401(k) are like cousins: They come from the same family of retirement investment accounts, so they have a lot in common. But look close enough, and […]
Why You Need a Financial Advisor
Let’s face it. We hate spending money on things we think we can do ourselves. Maybe you feel that way about investing. Why should you pay a financial advisor when […]
Don’t Panic! Riding Out the Market’s Ups and Downs
Unless you’re living in a bubble, you know the stock market has taken a nose dive in the last few days. But take a deep breath. Don’t panic. Things are […]
Why Should I Invest 15% of My Income for Retirement?
Nowadays, everyone seems to be an expert on investing. How much you should invest, where to put your money, and when to get out before the value drops. So, who […]
When Should I Start Saving for Retirement?
There’s no present like time. I know, it’s backwards. But it makes a point. This reversal of the famous “no time like the present” is a reminder that time is […]
How Your DISC Personality Influences Your Investing
Here at Ramsey Solutions, we use the DISC personality profile as a part of our interview process and everyday work. It’s a simple way to learn how people are wired, […]
Am I On Track for Retirement? Milestones for Every Generation
Because building wealth is a marathon, staying focused for decades can feel daunting and discouraging. The finish line feels distant, so it’s easy to get distracted by other pressing financial […]
Investing Q&A with Chris Hogan
Life on the road doesn’t give me much time to respond to the questions people ask me online. Fortunately, things slow down a little bit during the summer. It seemed […]
How to Build a Solid Nest Egg
Have you ever seen an eagle’s nest? It’s an amazing piece of architecture. How these nests are made is just as fascinating. An eagle will choose a location in the […]
What Your 401(k) Loan Is Really Costing You
There it is. Just sitting there. Tempting you. Taunting you. It would be so nice to have. You could make up for it later. Nobody would need to know. I […]
What Do I Do With My Old 401(k)?
Eleven. That’s the average number of jobs that today’s youngest baby boomers have held. And millennials are headed in that same direction. They’re likely to change jobs four times by […]
Will My Pension Be Enough for Retirement?
The other day at work, some team members were talking about their bands of choice during their teenage years. Immediately, you could tell identify their ages by the words they […]
Relying on Luck: Why These Money Plans Won’t Leave You in the Green
It’s St. Patrick’s Day. It has everyone seeing Irish. Green beer. Shamrocks. Parades. Leprechauns. Pots of gold. Green fedoras. Corned beef and cabbage. The occasional green-iced donut. And you’re likely […]
How to Build a Big Retirement on a Small Salary
You could become a millionaire on a janitor’s salary. Or on any modest salary. Don’t believe me? Then ask Ronald Read. Ronald was a Vermont gas station attendant and janitor. […]
5 Things Singles Should Do to Get Ready for Retirement
Listen up, singles! We need to talk about retirement. Yes, retirement. Now, I know some of you are young, and you’re thinking you don’t need to worry about the future. […]
What to Do When Retirement Overwhelms You
Emotions are tricky. They feel so real, yet they don’t always tell us the truth. For example, you walk into a haunted house knowing that nothing you’re about to see, […]
The Obstacle to Becoming Rich: It’s Not What You Expect
What keeps you from becoming a millionaire? I know what you’re thinking. If only I could win the lottery. If only I could inherit the money. If only I could […]
Why You Need to Invest 15% of Your Income for Retirement
If you’ve been to one of my live events or listened to an interview, you’ve heard me tell people that they need to invest 15% of their gross income to […]
6 Insider Tips From Financial Coaches
Wouldn’t it be great to get advice from financial coaches—without having to pay for it? You’re in luck! We’ve talked to a few financial coaches—who share their knowledge and experience […]
What 5 Years of Stupid Cost Me
I once owned an SUV worth $1 million. No, really, I did. I was in my 20s. Young and, well, stupid. I was showing off my success, and my status […]
A Story That Will Motivate You to Plan Ahead for Retirement
His name was Michael. He was one of my clients, and he told me a story I will never forget. Michael got a call from his favorite aunt who needed […]
Why This 13-Year-Old Can Be an Investing Role Model
I remember being 13. My world consisted of sports—football, baseball and pickup games of basketball. My friends and I hung out together. We played. We rode bikes. We joked around […]
The One Money Move You Should Never Make
When it comes to retirement savings, millennials are getting a lot of things right. As a group, almost 60% of them are already saving for retirement—and they started when they […]
5 Investing Options for Self-Employed People
Almost 15 million Americans are self-employed, but nearly 30% of them don’t save for retirement at all. That’s not okay! I know you’re under a lot of stress, and other […]
What a 9-Year-Old Taught Me About Perspective
It happened on one Kentucky summer day. My high school football team was in the middle of three-a-days. That meant we practiced three times a day in the sweltering heat […]
5 Money Lessons From Presidents Past
It’s election season, so that means one thing: never-ending jokes. That’s true especially for the person in the Oval Office. No matter what you do as president, somebody is going […]
5 Ways to Turn Retirement Dreams Into Reality
Some athletes use visualization as a part of their preparation for competition. They mentally rehearse hitting a shot, defending a goal, running a sprint, or swimming a lap. They think […]
Are You Supporting Your Retirement Dreams?
You support the dreams of your family, but are you supporting your own dreams and preparing for the future?
Why Your Retirement Fund Isn’t an Emergency Fund
Mark and Sherry knew retirement was important. Both of them had seen their parents struggle financially, and they were determined to forge a different path. They’d set aside a percentage […]
Kicking Retirement Planning Into High Gear: What’s Your Story?
Everyone’s story is different, but every person has a story—that experience that inspired them to get serious about planning for their retirement. In a recent Facebook post, I asked followers […]
#HeyHogan: Roth IRAs, 401(k)s, and Retiring Early
What is the best type of investing account for teenagers? Should you put money in mutual funds outside of a retirement account? And what does the word “Roth” mean? You […]
You Don’t Have to Be an Investing Pro to Plan for Retirement
It’s your actions that are going to help you reach your financial goals. Connect with an investing ELP and get started on your plan for retirement today! And if you […]