Money

Why You Need a Financial Advisor

Let’s face it. We hate spending money on things we think we can do ourselves. Maybe you feel that way about investing. Why should you pay a financial advisor when you could manage your money yourself? There is a lot of secondhand information floating around about financial advisors. People tend to cringe at the fees, […]

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Should I Pay a Tax Professional to File My Income Taxes?

Let’s be real—doing your taxes sucks. There are so many rules that you may or may not be following correctly, even with the help of online software. If your financial situation is straightforward, filing your own taxes could be your best bet. But the truth is, most of us could benefit from having a tax […]

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Don’t Panic! Riding Out the Market’s Ups and Downs

Unless you’re living in a bubble, you know the stock market has taken a nose dive in the last few days. But take a deep breath. Don’t panic. Things are likely better than your investing portfolio is showing.  What Is a Market Correction? Many experts in the financial world are saying the recent drop is […]

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How Much Money Do I Need in Retirement?

It’s out there, looming like a dense fog on the horizon. You know it’s coming, but you feel powerless to stop it. Your blood pressure rises. Your anxiety spikes. You watch it march closer, but you stand motionless in its path. What is it? Retirement. Have you ever felt that way? I have. I’ve been […]

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How to Talk to Your Spouse About Finances

The fight started with a receipt. John was searching in his wife’s purse for a pen when he noticed the small slip of paper.  “What’s this receipt for, Karen?” he asked.  “Oh, that. I bought some comfortable shoes for our trip since we will be walking a lot,” she responded.  “Shoes? You’ve got like 50 […]

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7 Mistakes That Could Keep You From Retiring

Retirement isn’t an age. I’ve talked to millionaires in their 30s and 70-year-olds who are still working. Retirement can happen when you hit that magic number—the amount of money you’ll need to live out your retirement dreams. Unfortunately, some people will never reach that financial number. They will work until they’re forced to retire because […]

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How Your DISC Personality Influences Your Investing

Here at Ramsey Solutions, we use the DISC personality profile as a part of our interview process and everyday work. It’s a simple way to learn how people are wired, how they process information, how they think, and even how they communicate. The profile focuses on four ways of relating to the world: Decisive (D)—Hard-chargers […]

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Letter From Your Future Self to You

Not too long ago, I wondered what I would tell my younger self about money. Here’s what I came up with. Maybe it’ll resonate with you, too. Alright, Hogan, listen up! Before your life takes off, you need to know some stuff that could radically change your future. First, Mama Hogan was right—about a lot. […]

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How to Take Money Out of Retirement Accounts

Congratulations! You’ve reached that retirement milestone, and you’re able to live on your own terms! You can finally say goodbye to the daily grind and do what you’ve always wanted. Now what? The next hurdle is figuring out the process for taking money out of those investing accounts you’ve been growing over time. I know […]

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How to Build a Solid Nest Egg

Have you ever seen an eagle’s nest? It’s an amazing piece of architecture. How these nests are made is just as fascinating. An eagle will choose a location in the upper portion of a mature tree where large, thick branches meet the trunk. Then, the bird will gather sticks and twigs for the outer structure. […]

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