Money

How to Build a Big Retirement on a Small Salary

You could become a millionaire on a janitor’s salary. Or on any modest salary. Don’t believe me? Then ask Ronald Read. Ronald was a Vermont gas station attendant and janitor. And he became a millionaire. Actually, a multimillionaire. He left behind more than $8 million at his death. He lived on less than he earned […]

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How to Become an Everyday Millionaire

I have something important to tell you: Stop saying “I can’t!” Yes, you can. Why am I on this rant? I came across a study that says 64% of millennials don’t think they’ll ever reach $1 million in retirement savings. Really? Why not? I say you can! Here’s how. Start Early Of all the age […]

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The Future State of Social Security (and What You Can Do About It)

“Social Security won’t be around when I retire.” You’ve probably heard that statement before. You might have been the one saying it. In recent years, news outlets have been warning Americans that Social Security is on life support. Lawmakers in D.C. are talking about making changes to bring it back to life. So what does […]

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6 Insider Tips From Financial Coaches

Wouldn’t it be great to get advice from financial coaches—without having to pay for it? You’re in luck! We’ve talked to a few financial coaches—who share their knowledge and experience with clients every day—and they’ve given us specific tips for winning with money. They’ve heard it all and seen it all. They know what you […]

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What 5 Years of Stupid Cost Me

I once owned an SUV worth $1 million. No, really, I did. I was in my 20s. Young and, well, stupid. I was showing off my success, and my status symbol of choice was a Ford Expedition. Like others my age, I was caught up in keeping up with the Joneses, so I signed on […]

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11 Hacks to Save Money Over the Holidays

It’s beginning to look a lot like Christmas—and it’s not even December yet! This time of year, your wallet may seem more empty than normal. Between Secret Santa and the kids’ parties at school, it seems like you’re shelling out money left and right. To keep you from singing “Blue Christmas,” I’m giving you some […]

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7 Mistakes That Could Keep You From Retiring

Retirement isn’t an age. I’ve talked to millionaires in their 30s and 70-year-olds who are still working. Retirement can happen when you hit that magic number—the amount of money you’ll need to live out your retirement dreams. Unfortunately, some people will never reach that financial number. They will work until they’re forced to retire because […]

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10 Frightening Retirement Stats That Should Scare You Into Action

Halloween. That time of year when American break out their creepy masks, horror flicks and epic pranks. It’s the one day sanctioned to scare people beyond the capacity for rational thought. Keeping with things that are frightening, I’m giving you the 10 scariest retirement statistics that emerged from the retirement study Ramsey Solutions commissioned earlier […]

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4 Steps to Convince Your Reluctant Spouse to Save for Retirement

Working together with your spouse to accomplish a goal feels incredible, whether you’re building a deck or raising your children. Believe it or not, I think the most exciting goal my wife and I are working toward right now is our retirement dream! Nothing beats those great conversations about what we want our life to […]

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15 Grocery Store Hacks to Save You More Money

In a previous blog post, I gave you five grocery store hacks that could save you almost $500 every year—money that you could invest to boost your retirement fund. I encouraged you to send in your own grocery store hacks. And you offered some great ideas! Here are some of the things you said you […]

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