Retirement

Diversification: A Secret Weapon of Wealth-Building

“Diversification, along with other financial instrumentation, will allow allocation of capital along the market continuum while improving earning levels when investing conditions lack equilibrium . . .” Did that make your head spin? I made it up to prove a point. The word “diversification” is one of those $20 words you hear on financial news […]

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When Should I Start Saving for Retirement?

There’s no present like time. I know, it’s backwards. But it makes a point. This reversal of the famous “no time like the present” is a reminder that time is precious—something you can’t get back once it’s spent. So, you have to make the most of time you have, whether you’re building friendships, making memories […]

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7 Mistakes That Could Keep You From Retiring

Retirement isn’t an age. I’ve talked to millionaires in their 30s and 70-year-olds who are still working. Retirement can happen when you hit that magic number—the amount of money you’ll need to live out your retirement dreams. Unfortunately, some people will never reach that financial number. They will work until they’re forced to retire because […]

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Finances After the Unexpected: Divorce, Remarriage and Death

You’re on the road to financial independence. You’ve paid off your consumer debt. You’ve got money in an emergency fund. You’re putting money away in your 401(k). You’re set. And then life happens. Sometimes good and sometimes bad, life’s curve balls can throw your retirement planning into chaos. You’re not alone. Lots of people experience […]

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Am I On Track for Retirement? Milestones for Every Generation

Because building wealth is a marathon, staying focused for decades can feel daunting and discouraging. The finish line feels distant, so it’s easy to get distracted by other pressing financial needs. To stay focused, it’s helpful to have milestones to look at—markers to track your progress and keep you motivated. Below are some markers you […]

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Investing Q&A with Chris Hogan

Life on the road doesn’t give me much time to respond to the questions people ask me online. Fortunately, things slow down a little bit during the summer. It seemed like the perfect time to stop, take a breath, and answer some of the most common questions I get asked. Q: Does my spouse need […]

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How to Enjoy Retirement: Are You Preparing Well?

Even if you’re young and just starting out in your career, you want to be able to retire sooner rather later. Of course! Who wouldn’t? Here’s the problem: You still need money to live on after you say goodbye to the working world. That’s why it’s so important to think now about what you want […]

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6 Steps for Enjoying Retirement With a Small Nest Egg

You don’t need millions in the bank to live on your terms. You dreamed of a great retirement. Maybe you were going to travel the world—or at least the United States. Perhaps you planned to volunteer for that cause you’re passionate about. Or you wanted to give lavishly to your family. And then life got […]

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How to Take Money Out of Retirement Accounts

Congratulations! You’ve reached that retirement milestone, and you’re able to live on your own terms! You can finally say goodbye to the daily grind and do what you’ve always wanted. Now what? The next hurdle is figuring out the process for taking money out of those investing accounts you’ve been growing over time. I know […]

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3 Ways to Gain an Extra $145,000 for Retirement

If saving money for retirement was easy, then everyone would be a millionaire overnight. The truth is, it takes patience, determination and sacrifice. And a lot of hard work. I know what you’re thinking: I don’t have time to work on my retirement. I get that. Some of you are working two jobs already and […]

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