Retirement

Don’t Miss This Retirement Game Changer

Let’s pretend for a minute that you’re in the doctor’s office because you didn’t feel good but couldn’t pinpoint the problem. The doctor looks you over, takes some blood, does some X-rays, and runs some tests. A few days later, you get a call from the nurse to come back to the doctor’s office. He […]

Read More

Where Do I Invest After I’ve Maxed Out My 401(k)?

If you’re asking how to invest beyond your workplace retirement plan, then you’re making huge strides in building wealth for your future! You’re laser focused, you’ve set your goals, and you’re working toward them—and that’s a great accomplishment! Once you’ve contributed the allowable amounts to your workplace investing program, you don’t have to stop there. […]

Read More

What Your 401(k) Loan Is Really Costing You

There it is. Just sitting there. Tempting you. Taunting you. It would be so nice to have. You could make up for it later. Nobody would need to know. I understand the temptation. I’ve given in to it before and regretted it. So my advice to you is this: No matter what, don’t touch it! […]

Read More

What Do I Do With My Old 401(k)?

Eleven. That’s the average number of jobs that today’s youngest baby boomers have held. And millennials are headed in that same direction. They’re likely to change jobs four times by age 32. Now, this trend isn’t happening for bad reasons—it’s just the culture we live in. Likely, you’ll change jobs before you retire. What do […]

Read More

Will My Pension Be Enough for Retirement?

The other day at work, some team members were talking about their bands of choice during their teenage years. Immediately, you could tell identify their ages by the words they used, not the music. The 40-somethings talked about owning an 8-track player, to which a 20-something asked, “What’s an eight-track?” The same thing happens with […]

Read More

Am I On Track for Retirement? Milestones for Every Generation

Because building wealth is a marathon, staying focused for decades can feel daunting and discouraging. The finish line feels distant, so it’s easy to get distracted by other pressing financial needs. To stay focused, it’s helpful to have milestones to look at—markers to track your progress and keep you motivated. Below are some markers you […]

Read More

What to do When Retirement is 10 Years Away

When people are looking to the horizon and seeing retirement at the crest of the hill, they want to know the answer to one question: What should I be doing to be ready? It depends on where you are in your retirement planning. If you’re 10 years away from retirement, there are things to do […]

Read More

Relying on Luck: Why These Money Plans Won’t Leave You in the Green

It’s St. Patrick’s Day. It has everyone seeing Irish. Green beer. Shamrocks. Parades. Leprechauns. Pots of gold. Green fedoras. Corned beef and cabbage. The occasional green-iced donut. And you’re likely to hear people talking about the luck of the Irish. There’s one area, though, where luck doesn’t get you anywhere: your retirement fund. Relying on […]

Read More

7 Steps to Turbo-Start Your Retirement From Zero

It’s March. And if you’re a sports fan, this month means one thing: college basketball playoffs. Just yesterday, the bigwigs released the brackets for the tournament that will showcase the best in collegiate hoops. And this morning, millions of people around the globe ignored their work and filled out their brackets, predicting who will win […]

Read More

How to Build a Big Retirement on a Small Salary

You could become a millionaire on a janitor’s salary. Or on any modest salary. Don’t believe me? Then ask Ronald Read. Ronald was a Vermont gas station attendant and janitor. And he became a millionaire. Actually, a multimillionaire. He left behind more than $8 million at his death. He lived on less than he earned […]

Read More